ࡱ> :=9 bjbjR|R| *$00  $$$8\$$&:~&&&&&&&$([+&&&F~&~&>$h$NAF$j&&0&$4+=+ $$8+"%H&&&+ :  August 31, 2016 Public Notice of FEMA Flood Insurance Rate Map Updates To all property owners in this community: FEMA is in the process of updating the Flood Insurance Rate Maps (FIRMs) for the Town or/City of [community name]. The updated (currently preliminary) FIRM will become effective on___, 2017. [If the letter of final determination has not been issued yet, list the approximate month/year] It is recommended that you check the preliminary map to determine if your property will be newly mapped in to the Special Flood Hazard Area (SFHA). If you have an existing FEMA Letter of Map Change (LOMC), be sure to check the Summary of Map Actions list that has been issued for this community to see if your case will be superseded or revalidated, or needs more information. By issuance of the LOMC, FEMA removed a building, property, or a portion of the property from the 1% annual chance SFHA mapped on FIRM. After new FIRMs become effective, financial companies third party venders will automatically run their lenders loan portfolio to verify if any property has become subject to the hazard of flooding, based on the new maps. Some lenders will get this information immediately, while others wont. A flood zone determination will also be made by a potential buyers lender if you attempt to sell the property. To protect your assets used as lender collateral and keep flood insurance costs at the most favorable rate to you, as your property is not currently in the SFHA due to your existing LOMC, we recommend that you purchase a policy now, before the maps change, so that you will be able to take advantage of the National Flood Insurance Programs Continuous Coverage grandfathering program. Once the maps change, if the owner of a building in the SFHA does not have continuous coverage, they will see their flood insurance cost rise more steeply. Please consult with your insurance agent for pricing and availability. The fb88 Floodplain Management Program advises the following actions: It is in your best interest to learn about flood insurance options and if you have a mortgage, to secure your own policy. Please consult with your insurance agent. Determine if your structure is mapped in the SFHA on the preliminary FIRM. Find instructions on the fb88 Floodplain Management Program Mapping Resources web page  HYPERLINK "http://www.maine.gov/dacf/flood/mapping.shtml" www.maine.gov/dacf/flood/mapping.shtml If your property will be newly or re-mapped in the SFHA when the updated maps become effective, we recommend that you contact the fb88 Floodplain Management Program to find out more about the options available to you, based on your particular case. To contact the fb88 Floodplain Management Program staff: Sue Baker, State Coordinator for the National Flood insurance Program, (207) 287-8063 or at  HYPERLINK "mailto:sue.baker@maine.gov" sue.baker@maine.gov Janet Parker, Planner for the fb88 Floodplain Management Program, (207) 287-9981,  HYPERLINK "mailto:janet.parker@maine.gov" janet.parker@maine.gov     'HJ    * , 4 5 7 8 v ļĬĬyqqfqf^q^qfh}o[CJaJhe~h0)$CJaJh[WsCJaJhhhhB*CJaJphhhB*CJaJphh#CJaJhCJaJh+JCJaJhCJaJhGCJaJhN:CJaJhhCJaJhACJaJh^5CJaJhh5CJaJhmCJaJh^ CJaJhm6CJaJ$IJuv - . 6 7  $ & Fa$gd $^a$gd $ & Fa$gd}o[$a$gd^$a$gde~$a$gdw gdh (cdm23noº®}n}nan}UMEMhhCJaJhSCJaJh}o[h5CJaJh}o[h0JCJaJjh}o[hCJUaJh}o[hCJaJhCJaJhh5CJaJh}o[5CJaJhL?&5CJaJh)5h`95CJaJh0)$CJaJhzCJaJhN:CJaJhF>hN:CJaJhACJaJh^CJaJhe~h0)$CJaJh}o[CJaJk   gdh$a$gd`9$a$gd^ $ & Fa$gdZW $^a$gd U|,-UVijkw   ʶʪʪʶʪʪʈ||||x|t|x|x|x|hhh+s<hjhUhmCJaJh*/hh^0JCJaJhfh^0JCJaJjh^CJUaJhSh^5CJaJh gCJaJh^CJaJh5h^CJaJhZWhZWCJaJhhCJaJhSCJaJhzxCJaJ-$a$gd`9hmCJaJhh+s<(/ =!"#$% ^! 666666666vvvvvvvvv666666>666666666666666666666666666666666666666666666666hH6666666666666666666666666666666666666666666666666666666666666666662 0@P`p2( 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p 0@P`p8XV~_HmH nH sH tH 8`8 Normal_HmH sH tH 8@8  Heading 1$@&CJ>@>  Heading 2$@& 5>*CJ <@<  Heading 3$@&5CJJ@J  Heading 4$$dh@&a$ 5>*CJ<@<  Heading 5$@&6CJ>@>  Heading 6$@& 56CJ<@<  Heading 7$@&>*CJ>@>  Heading 8$$@&a$CJ> @>  Heading 9 $$@&a$CJDA D Default Paragraph FontViV 0 Table Normal :V 44 la (k ( 0No List $L$ Date2B2  Body Textx*?* Closing.@".  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