How to Obtain a Copy of Your Credit Report

You have the right to request one free copy of your credit report each year from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You may also be able to view free reports more frequently online.

Where can I get a credit report?

You can request and review your free report through one of the following ways:

• Online: Visit
• Phone: Call (877) 322-8228
• Mail: Download and complete the . Mail the completed form to:
  
  Annual Credit Report Request Service
  P.O. Box 105281
  Atlanta, GA 30348-5281

You can request all three reports at once or you can order one report at a time. By requesting the reports separately (for example, one every four months) you can monitor your credit report throughout the year. Once you’ve received your annual free credit report, you can still request additional reports. By law, a credit reporting company can charge no more than $14.50 for a credit report.

You may be able to view free credit reports more frequently online. When you visit , you may see steps to view your updated credit reports at no cost online. This gives you a greater ability to monitor changes in your credit. If needed, you can also ask whether your credit report is available in your preferred language.

For more information on credit reports and credit scores, you may want to read our Downeaster Consumer Guide to Credit Reports and Credit Scores.