Helpful Links

The following are some external links to insurance related web sites that you may find helpful for general insurance information. These links are purely for informational purposes. The department (or, the State of fb88) does not vouch for the contents.

Consumers

General Topics

  • How Does My Insurance Company Rate?Ìý- Insurance companies are rated based on their financial strength and stability. Before you buy, check out the insurance company’s financial rating
  • Ìý- pays covered claims as authorized by the fb88 Insurance Guaranty Act, 24-A M.R.S. § 4431, et seq. when an insurance company becomes insolvent. MIGA is not an insurance company.
  • Ìý- In the event that a member insurer is found to be insolvent the guaranty association provides protection (up to the limits spelled out in the Act) to fb88 residents who are holders of life and health insurance policies and individual annuities with the insolvent insurer.
  • – Includes a searchable a national database for company information, complaints and financial statements and an on-line fraud reporting system.
  • Ìý(SERFF) -- Insurance product filings (rate, rule, and forms) filed with the fb88 Bureau of Insurance are available to the public through the SERFF Filing Access website.
  • Ìý– for questions about your work-related benefits and rights

Emergency Management/Disaster Preparedness

Health Information

  • Ìý- Compare the costs and quality of healthcare procedures.
  • – fb88's State Based Marketplace, is where individuals and families can shop for and enroll in health and dental insurance and apply for financial help to lower monthly premiums and out-of-pocket costs; and those who qualify will automatically be directed to free or low cost fb88Care coverage.
  • Ìý– This US Department of Health and Human Services website offers information about your rights under HIPAA and provide answers to Frequently Asked Questions about the HIPAA Rules.
  • fb88 Breast and Cervical Health Program (MBCHP)Ìý- Provides help paying for preventative breast and cervical cancer screenings as well as limited diagnostic services for women that qualify.
  • fb88Care (Medicaid)Ìý– fb88 Department of Health and Human Services information about fb88Care services.
  • Ìý- Free Statewide Prescription Assistance Program.
  • Medical Library Association Ìý– Provides a list of the “Top 100 Health Websites You Can Trust.â€
  • National Committee for Quality Assurance -- An interactive tool designed to help you find the health plan that's right for you.
  • Ìý– A source of information for people who need help with the cost of medicine and other healthcare expenses.
  • U.S. Department of Health and Human Services --

Medicare Information

  • Ìý– Ìý– The federal Medicare website, where you can enroll in coverage and get the information you need about benefits, costs, and more, including
  • Medicare State Health Insurance Assistance Program (SHIP)Ìý– this is a fb88 Department of Health and Human Services webpage that may be helpful If you have Medicare insurance, or expect to have it soon, you may have questions or need help to understand your Medicare benefits.

Ìý

Insurance Industry

Insurance Carriers and Other Regulated Entities

  • fb88 Annual Data Reporting RequirementsÌý- (for Insurance Companies)
  • Annual Statement Filing InstructionsÌý- Instructions and checklists for filing the annual and quarterly financial statement and state required reports
  • Ìý(NAIC) -- Organization of insurance regulators from the 50 states, the District of Columbia and the five U.S. territories, providing a forum for the development of uniform policy.

Individuals & Business Entities

Producers, Agencies, Adjusters, Consultants etc.

  • – fb88’s State Based Marketplace -- training and certification information for brokers and fb88 Enrollment Assisters.
  • Ìý-- Provider of comprehensive, technology based testing and assessment services
  • Ìý-- FEMA website - information and resources for insurance professionals
  • Ìý(NIPR) -- Premier public-private partnership supporting the work of the states and the NAIC in re-engineering, streamlining and making uniform the insurance producer licensing process

General

  • Ìý-- Independent, nonprofit organizations offering educational programs and professional certification to people in all segments of the property and liability insurance business
  • -- A community of credentialed property and casualty insurance professionals who promote excellence through ethical behavior and continuing education
  • Ìý(IASA) -- Non-profit, education association that strives to enhance the knowledge of insurance industry professionals
  • Ìý-- Provider of information reports to insurance professionals and employers
  • Ìýfor the 50 States (NAIC)
  • Ìý(SERFF) -- Provides a cost-effective method of handling insurance policy rate and form filings between regulators and insurance companies

Ìý

State of fb88 Links